Underwriting Guidelines

Impairment Considertion
Heart Attack 6 Months
Heart Bypass 6 Months
Angioplasty 6 Months
Aortic Aneurysm 6 Months
Atrial Fibrillation 6 Months
Stroke 6 Months
Prostate Cancer Stage I, immediate – Stage II, 2 years
Breast Cancer Stage I, 1-2 years- Stage II, 3 years
Hodgkins Disease Stage I, 1 year- Stage II, 3 years
Melonama Level I, II immediate, Level 2 years
Diabetes immediate, some cases standard
Epilepsy immediate, many cases standard
Emphysema, COPD immediate, (mild and moderate)
Elevated Liver Tests immediate
Multiple Sclerosis immediate
Alchohol Rehabilitation 1 year
Drug Rehabilitation 1 year
HIV immediate
Hepatitis C immediate
Depression most cases standard

There are No Testimonials Available